MODEL B
Instalment & Loan Assistance Plan
Own Agricultural Land with a Structured Payment Plan
Triearth Model B is designed to provide a structured pathway to agricultural land ownership through an instalment-based payment plan combined with company-assisted financing. Under this model, the buyer acquires an 11,000 sq. ft. plot with a total price of ₹12,00,000. The buyer's initial financial commitment is structured at ₹4,00,000, payable over four monthly instalments or as a single payment, along with ₹1,50,000 towards stamp duty, registration and documentation-related charges. The remaining ₹6,50,000 is funded through a loan allocation taken and serviced by Triearth Agro Pvt. Ltd., with the PDF specifying that the buyer carries zero loan repayment responsibility or liability.
Model B at a Glance
Own Agricultural Land with a Structured Payment Plan
Triearth Model B is designed to provide a structured pathway to agricultural land ownership through an instalment-based payment plan combined with company-assisted financing. Under this model, the buyer acquires an 11,000 sq. ft. plot with a total price of ₹12,00,000. The buyer's initial financial commitment is structured at ₹4,00,000, payable over four monthly instalments or as a single payment, along with ₹1,50,000 towards stamp duty, registration and documentation-related charges. The remaining ₹6,50,000 is funded through a loan allocation taken and serviced by Triearth Agro Pvt. Ltd., with the PDF specifying that the buyer carries zero loan repayment responsibility or liability.
Some Investments Are Measured in Numbers. Others in What You Actually Own.
The way people think about wealth is changing. Investors today are increasingly looking at diversification, tangible assets and opportunities that can become part of a long-term financial strategy. Land has always represented something fundamentally different from a conventional financial instrument. It is tangible, finite and capable of serving multiple purposes over time. Model A is built around this basic idea — instead of simply looking at an investment as a number, look at what stands behind that number.
With Model A, the investor gets access to a larger landholding structure of 11,000 sq. ft., combined with a managed agricultural arrangement. This creates a model where the investor can focus on ownership and long-term value while agricultural operations are managed according to the applicable project and lease structure. It is not about making an overnight decision. It is about making a considered decision about where you want a portion of your wealth to be positioned over the long term.
How Model A Works
Plot Area:
11,000 sq. ft.
Starting Annual Yield: 11%
Base Plot Price:
₹9,99,000
Year 13 Yield:
17%
Documentation & Applicable Charges: ₹99,000
Year 1 Payout: ₹1,09,890
Total Purchaser Outlay: ₹10,98,000
Year 13 Payout: ₹1,69,830
Lease Period:
13 Years
Total Agricultural Land Lease ROI (13-Year Tenure): ₹18,18,180
Terminal Ownership: 100% Land Ownership
The total purchaser outlay of ₹10,98,000 includes the applicable stamp duty, registration, documentation and related charges as specified in the Model A structure.
How Model B Works
Once the cumulative initial threshold of ₹5,50,000 is cleared, the registered Sale Deed and Lease Deed can be executed according to the stated structure.
The remaining ₹6,50,000 balance is funded through the company's loan allocation. According to the supplied document, the loan is taken directly in the name of Triearth Agro Pvt. Ltd., with the company servicing the corresponding EMI payments.
Fixed Annual Agricultural Lease Yield
Unlike Model A, which uses an annually increasing yield percentage, Model B provides a fixed annual yield of ₹27,000 per year for 13 years.
The total projected yield over the 13-year period is ₹3,51,000.
Payouts and execution are tied to clearance of the specified ₹5,50,000 initial threshold.
Unlike Model A, which uses an annually increasing yield percentage, Model B provides a fixed annual yield of ₹27,000 per year for 13 years.
The total projected yield over the 13-year period is ₹3,51,000.
Payouts and execution are tied to clearance of the specified ₹5,50,000 initial threshold.
13-Year Payout Projection
|
Year |
Annual Yield |
Annual Payout |
|---|---|---|
|
Year 1 |
Fixed |
₹27,000 |
|
Year 2 |
Fixed |
₹27,000 |
|
Year 3 |
Fixed |
₹27,000 |
|
Year 4 |
Fixed |
₹27,000 |
|
Year 5 |
Fixed |
₹27,000 |
|
Year 6 |
Fixed |
₹27,000 |
|
Year 7 |
Fixed |
₹27,000 |
|
Year 8 |
Fixed |
₹27,000 |
|
Year 9 |
Fixed |
₹27,000 |
|
Year 10 |
Fixed |
₹27,000 |
|
Year 11 |
Fixed |
₹27,000 |
|
Year 12 |
Fixed |
₹27,000 |
|
Year 13 |
Fixed |
₹27,000 |
The document specifies a fixed ₹27,000 annual yield for each of the 13 years.
Payment & Registration Process
Initial Commitment
The buyer begins with ₹4,00,000, payable at ₹1,00,000 per month for four months or as a single instalment.
Initial Threshold
The buyer completes the additional ₹1,50,000 towards stamp duty, registration and documentation-related charges. This brings the initial threshold to ₹5,50,000.
Sale Deed & Lease Deed
Once the ₹5,50,000 threshold is cleared, the registered Sale Deed and Lease Deed are executed according to the Model B structure.
Company-Assisted Financing
The remaining ₹6,50,000 is funded through the loan allocation by Triearth Agro Pvt. Ltd.
Payment Timeline, Default & Cancellation
The buyer is required to complete the balance payment structure within 4 months from the date of booking. If the required EMI/instalment payments are not completed within the four-month period, a 7-working-day grace period is provided. If the buyer fails to clear the balance within the applicable grace period or voluntarily cancels the purchase, the company reserves the right to cancel the allotment and re-open the plot for re-allotment.
Cancellation & Refund Structure
In case of formal cancellation due to buyer default or non-payment:
15% Cancellation Fee
A 15% cancellation fee is retained from the total aggregate amount paid by the buyer up to the point of default.
85% Refund
The remaining 85% is refunded to the buyer's designated bank account within 60–90 working days from the formal cancellation notice.
Interest-Free Refund
The document specifies that refunds are processed on an interest-free basis, with no additional interest, penalty or compensation accruing on the refunded amount during the refund period.
7/12 Mutation & Ownership Documentation
The buyer is required to complete the balance payment structure within 4 months from the date of booking.
If the required EMI/instalment payments are not completed within the four-month period, a 7-working-day grace period is provided.
The buyer is required to complete the balance payment structure within 4 months from the date of booking. If the required EMI/instalment payments are not completed within the four-month period, a 7-working-day grace period is provided.
At the end of the 13-year operational lease period, Triearth Agro Pvt. Ltd. exits the agricultural lease arrangement. The plot owner retains 100% land ownership, with the land becoming fully unencumbered from the operational lease.
First Right of Refusal
Following the completion of Year 13, Triearth Agro Pvt. Ltd. retains a First Right of Refusal (ROFR). This gives Triearth Agro Pvt. Ltd. the first option to purchase the land or match an offer made by another prospective buyer before the land is sold to another party.
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Why Model B?
Structured Entry Payment
Model B divides the initial ₹4,00,000 commitment across four monthly instalments of ₹1,00,000, or allows the amount to be paid as a single instalment.
Company-Assisted Financing
The model incorporates a ₹6,50,000 loan component, with the supplied document specifying that the loan is taken and serviced by Triearth Agro Pvt. Ltd.
Fixed Annual Yield
Model B provides a fixed agricultural lease yield of ₹27,000 per year for 13 years, amounting to a stated cumulative yield of ₹3,51,000.
Direct Land Ownership
The model is structured around ownership of an 11,000 sq. ft. agricultural plot, with the owner retaining 100% land ownership after the operational lease concludes.
Long-Term Ownership Structure
At the end of Year 13, Triearth Agro Pvt. Ltd. exits the operational lease, leaving the plot owner with full unencumbered title ownership, subject to the applicable agreements and terms.
Model B – Key Numbers
| 11,000 sq. ft. | Plot Area |
| ₹12 Lakh | Total Price |
| ₹4 Lakh | Initial Payment |
| ₹1.50 Lakh | Stamp Duty , Loan expenditure , Registration & Document Charges: ₹1,50,000 |
| ₹6.50 Lakh | The ₹6,50,000 Project loan which will be paid by M/S. TRIEARTH AGRO PVT. LTD. on behalf of the purchaser by taking project loan. on the date of execution of Lease Deed |
| ₹5.50 Lakh | Initial Threshold (Total Investment) |
| 13 Years | Lease Period |
| ₹27,000 | Fixed Annual Yield |
| ₹3.51 Lakh | Total 13-Year Yield |
| 100% | Terminal Land Ownership |
At the end of the 13-year operational lease period, Triearth Agro Pvt. Ltd. exits the agricultural lease arrangement. The plot owner retains 100% land ownership, with the land becoming fully unencumbered from the operational lease.
First Right of Refusal
Following the completion of Year 13, Triearth Agro Pvt. Ltd. retains a First Right of Refusal (ROFR). This gives Triearth Agro Pvt. Ltd. the first option to purchase the land or match an offer made by another prospective buyer before the land is sold to another party.
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A Structured Path to Agricultural Land Ownership
Triearth Model B brings together agricultural land ownership, an instalment-based initial payment structure, company-assisted financing and a fixed annual agricultural lease yield.
With an 11,000 sq. ft. plot, a structured initial contribution of ₹5.50 lakh, a ₹6.50 lakh company-assisted loan component, and a fixed ₹27,000 annual yield for 13 years, Model B provides a defined ownership and lease framework as outlined in the applicable agreements.
Explore Triearth Model B and understand the complete payment, ownership, lease and exit structure before making a purchase decision.
FAQs
Triearth Model B is an instalment and loan assistance plan designed around agricultural land ownership. It provides an 11,000 sq. ft. plot with a structured initial payment and company-assisted financing component.
The total price specified for Model B is ₹12,00,000.
The initial payment is ₹4,00,000, payable as ₹1,00,000 per month for four months or as a single instalment. An additional ₹1,50,000 is specified for stamp duty, loan expenditure, registration and documentation charges.
The Model B structure includes a ₹6,50,000 loan component. The supplied document states that this loan is taken directly in the name of Triearth Agro Pvt. Ltd. and that the company services the EMI payments.
The fixed annual agricultural yield is ₹27,000 per year for 13 years.
The document specifies a cumulative yield of ₹3,51,000 over 13 years.
According to the supplied Model B terms, execution occurs after the cumulative ₹5,50,000 initial threshold is cleared.
At the end of the 13-year operational lease, Triearth Agro Pvt. Ltd. exits the lease, while the plot owner retains 100% land ownership.
The First Right of Refusal gives Triearth Agro Pvt. Ltd. the first option to purchase the land or match another buyer's offer before the owner sells the land to someone else.